Secure Line of Credit

• Interest may be tax deductible
• Immediate access to funds for any reason
• No further loan applications
• Telephone transfers of funds to your checking account
• Check payment guarantee at another bank
• Accessible at any time, even after banking hours
• Free personalized checks 
• Interest much lower than credit card rates 

Under the tax laws, deductions for consumer interest (interest paid on credit cards, charge accounts, and auto loans) are no longer allowed on your income tax return. Interest on your residence is still possibly deductible on loan amounts up to the initial cost plus improvements of the residence with a maximum of $100,000. Always consult a tax consultant about the deductibility of Secureline interest.

You bet it is! This line of credit creates a loan only when you use it. Your Secureline can be used over and over again (up to your available line of credit) without re-submitting another loan application. You can make major purchases, get cash, or use your credit anytime for any reason.

Here is a simple calculation you can do right now to estimate the credit line you may receive.

The only sure way to know if you qualify, and how much you qualify for, is to apply for a Secureline Line of Credit.

After approval, you'll receive a personalized Secureline checkbook. Then whenever you want to use your funds, you simply write a check. No one knows that you're using your line of credit but you. You can even transfer funds by telephone from your Secureline to your First Security Bank checking account. We've built convenience into every inch of Secureline.

Your minimum monthly payment will be .75% of the monthly statement balance, but not less than $50. You can pay more than this amount per month.

Contact your nearest First Security Bank branch or call 662-563-9311.