Savings
At First Security Bank, we make saving easy with a variety of savings options.
From CDs to convenient money market checking, we have a savings solution for all your needs.
- $100 minimum to open
- Maximum of 6 free withdrawals per quarter
- Service charge of $2 per debit in excess of 6 withdrawals per quarter
- Interest is compounded and credited to your account quarterly
- $100 minimum to open
- Interest bearing
- Free debit card
- Check writing (per cycle)
Maximum of 6 free withdrawals per cycle.
$5 per debit in excess of 6 withdrawals per cycle (debit card withdrawals included) - Check images in statement
- Overdraft Service
- $10 service charge.
To avoid this charge, maintain minimum daily balance of $2,500
CDs are a risk free and secure investment that offers customers the most competitive return rate available.
- Insured to the maximum allowed by the FDIC
- Rates are based on the amount of the deposit and the term
- Terms range from 1 month to 5 years
- A minimum deposit is required, depending on CD term
- Substantial penalty for early withdrawal
- Timing of Interest payment depends on term of CD
- Allows you to add funds anytime ($25 minimum addition)
- One penalty-free withdrawal allowed every 6 months, if a $500 balance is maintained
- Substantial penalty for pre-term withdrawal
- Insured to the maximum allowed by the FDIC
- 6 month term
- Interest is paid at maturity
A Christmas Club account is designed to help you set money aside for the holiday season.
- Deposits can be made by automatic bank draft from your checking account or use of a payment book
- Minimum deposit of $5 to open
- Checks are mailed mid-November
- $5 fee for each early withdrawal
- No statement
